[quote=temeculaguy]Just an addendum, the 2k daycare is bugging me.[/quote]

Me too. Full time, decent quality daycare (the chains like Discovery Isle, which actually potty train) is $700-$900/month, depending on the area, for one child of 2 or older.

My boy’s grandmother recently announced her retirement from baby sitting any of the grandchildren, but finding a live-in, legal, retired person to nanny can be extremely cheap. I know someone who has just that, a former nurse, at $400/month.