Wall Street is a financial meth lab the got the whole country hooked on speed and now is time for the come down. The pushers are still pushing their crap but now it does not give the same rush and in fact, is starting to do damage.
If you go look at one of those anti-meth before/after posters it should be similar with the face of america in years to come.
There are many municipalities taking out debt at 5-7% interest and betting on the stock market. We doomed.