ya gotta expect some level of guff when you call yourself the guru of anything.

isn’t paying property tax (minus the tax deduction percentage over and above what i woulda gotten with the standard deduction) throwing money in the toilet?

maintenance? isn’t hat throwing money into (literally) the toilet?

isn’t putting money into a depreciating asset throwing money out the window?

all that said, we’re trying to buy a damned house. but that doesn’t mean I don’t think I’m trying to throw money out the window.

but guru — isn’t the whole fha program kinda like the govt throwing money down the toilet?