So yes, according to SDR we only knew that he wasn’t officially in default.

But I talked to him in person, and he said he hasn’t missed any yet, but he will probably be soon to be considered for a re-fi.

I didn’t bring up his generosity toward his soon-to-be-ex-wife to worry about his welfare needlessly, but as circumstantial evidence that he is a nice person (as he has been to me since I first met him, in terms of the flexibility of the lease in various ways that I requested).