[quote=patientrenter][quote=DWCAP]….Allowing the market to identify responsible consumers vs irresponsible consumers seems like a good thing to me.[/quote]

How uncharitable and unfair of you. Luckily the people with real power will override your petty concerns. Back to the party and drink up, everyone!

DWCAP, we’ll send you the bill for our drinks later.[/quote]

Sadly I doubt I will still be around when that bill arrives. However, my kids name is …….