[quote=smshorttimer][quote=SD Realtor]

Hopefully that will change. I think the best chance you will see for that to happen is a rapid rise in interest rates.[/quote]

So your total payment might be the same, but you’ll pay a little less on property taxes and get some more deductible interest?[/quote]

Also requires a smaller down payment, and opens up an opportunity to refinance if rates drop.

Furthermore, if you buy now at low rate+high price instead of later with low price+high rate, you have taken a direct equity hit in after-tax dollars.