“Again, I think we really need to have some better statistics regarding how buyers are financing home purchases currently to have a better idea what can happen in the future.”
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There was a thread on this site many weeks ago that contained recent sales stats for Carlsbad (I think??) that showed some financing info. I think it was posted by one of the RE agents that surf this site. Maybe if whoever posted that info happens upon this thread they will re-post for you. I recall the stats showed minimal deals that were 100% financed (but don’t hold me to that).