Dude I tried your search and although I did not look at everything I did see a ads for lawyers asking for money and posts providing info on the short sale process. What would it take for you to understand that a short sale is an example of the opposite of your claims?

Again I did not look at them all. Some seem to be providing a definition of principal reduction which is an old subject but not happening in numbers, I surely did not see any proof of your BS let alone:

I’d like to see some proof it’s a regular occurrence

Fictitious mass occurrence

This issue of seconds is not going to prevent an appreciable number of foreclosures