I would *love* to buy gold, but unfortunately I’m tied up in a debt consolidation for at least the next two years. After that its going right into investments. I assume its still considered best practices to be debt-free before investing?

I’m not too upset about this as I feel the next year or so is going to be fairly volatile in the markets and I would rather get in at the bottom, rather than during a period of high churn.

Looking forward, wouldn’t a general precious-metals index fund be something to consider? Is there even such a thing?