AHHHHH it MUST be a good thing,,
Senor Bernanke is behind it!!

http://www.federalreserve.gov/newsevents/press/bcreg/20080714a.htm

I feel SO MUCH better now……

Lying about income and allowing 100% financing had NOTHING to do with the housing bubble, it was not getting loan disclosures early enough that was the problem,,, NOW I GET IT !!! Give ’em a few months and they will fix it all through regulation, it’s so simple to fix…