Sorry to hear about your ordeal. Is it too late to start another loan app as a backup plan? Maybe a reputable/honest mortgage broker could arrange some kind of bridge financing so the deal doesn’t fall through.

FWIW, I had a little problem with BofA several months back … I got a preapproval letter that stated in bold print “No prepayment penalty” with a little footnote … when I read through all the various disclosures, addenda, etc., it turned out there was indeed a substantial prepayment penalty. I got a lot of grief on these forums from people who accused me of being a flipper, financially illiterate, not worthy of joining the ownership society, etc. … but the way I saw it, a company that shows a lack of respect to its customers in one aspect of a deal can’t be relied upon or trusted in other aspects of the deal.

BofA didn’t clean up Countrywide — instead, Countrywide dragged them down to their level.