[quote=meadandale]
I put my house maintenance savings into a separate savings account specifically for that purpose. I don’t want it intermingled with my other savings. Doing this helps me to better compartmentalize the money so that there is no temptation to spend it on something else.[/quote]
Everybody handle things different and your way works for you. For me, I like to keep things simple. I try to spend as little as I can (live frugally). That way, I don’t have to worry about too much book keeping.