To each his/her own. If you can afford it and understand the risks you entitled to make your own decisions and live with the results. Bob put it very well when he said the right decision and timing for each person has to do with a lot of factors. I have kids about the same age as Bob. Their favorite place in the entire world is not a toy store, not Target, not the beach, not the park, not a friend’s house, not Coldstone……. it’s their home. When they are away from it for too long they beg to be back in their home, the only home they have and will ever know growing up. There’s alot to be said for that.