Once the Notice of Trustee sale is filed the trustee sale posting companies will display it.. there are several different trustee sale posting companies so if you let me know who the trustee sale company is I will let you know which one to look out for.
While there are servicers & locations that let borrowers sit long times without paying. Different servicers have different policies and those policies can be dependent on local market conditions as well as specific circumstances of the home.
If a NOD/NTS is filed the servicer is at least keeping their option open to take the home back. If NTS is filed I don’t think there is much way to ease your friends mind as the only way to see that the bank is “bluffing” is to see if the auction is postponed on the morning of the sale. Not much comfort there.
