I agree. As a technology professional, I budget and save 50% of my earnings and have paid all debts except for the last one which should be paid off this year. I cook most meals and keep to a budget. My rent keeps going up so will probably share a place with roommates to cut rent bill in half and wait on the sidelines for the real estate market to implode. Its still a lot cheaper to rent unless you make over 200k a year and have zero debt.