AN and Zeit you guys are both correct. Truth be told myself/wife/kids will save ALOT of money should this bill be passed. I am very open minded and agree 100% that reform is needed but to me this is a heck of alot more then reform. Just my opinion. Once this is done it cannot be undone and that is what is scary. My wife has a client that is a well known cardiologist and that guy said this will substantially change the treatment for many people he treats. He basically said god help those people whose treatment decisions will now be made by the government.