I find it funny and really sad that no one, not one person ever talks about regulating realtors. It is just commonly accepted that realtors can do anything they want to sell homes. How about making them fiduciaries and responsible for pushing people into home they can’t afford?

Mortgages are non-recourse loans, period. In the interest rate, they’ve have priced (or forgot to price) the risk that people walk away.

I believe in personal responsibility but in a time where govt isn’t responsible and banks aren’t responsible why should the little guy be responsible?

B/c of social pressure? Not anymore, we have become a nation of crooks and patsies. You’re one or the other