SDR, no I’m not.

It’s cost of living. In each of the areas I listed, you’d have the same comparable total expenses and San Diego. Not more.

If you live on $50,000 in San Diego, you can get by with $49,000 in queens. $44,000 in NJ.

If you live on $100,000 in San Diego, you can get by with $98,000 in Queens.

I have family in the White Plains (NYC suburb) area, it is not more expensive than suburban SD.