In fact, I think it’s generally found that most folks will forego just about all other expenses just to scrape together their mortgage payment.

We’ll have to see about that one. I’ve watched enough _People’s Court_ to know that most consumers are unable to stop consuming regardless of the circumstances. Perhaps you’re right and keeping a house will change consumer behavior.

Time will tell what “owners” will do when the emotions are out of the house, or it’s too emotionally painful to be in the house.