I explained “how come” far fewer complained ten years ago. Prices were still somewhat affordable then.
I’ve said what my situation is (quadrupling of premiums) what’s yours?
In England most of their NHC is paid by gasoline (petrol) taxes. I figured out my situation and at $4 per gallon tax on gas I would come out smelling like a rose compared to what I pay in premiums, and I drive a lot.