Why must countrywide step out.Your brother wants to own a condo for $1000/mo.,yeah right! I personally think the deal offered is too good to be true,there has to be a catch there somewhere. If I thought I could get 3.5% on my mortgage I would stop paying right away.-TG maybe your prof told the first guy he would get an A if he could make the rest of you guys go away! Good story though,the analogy might be right on.