A lot of verbage,but the main point of most posters is that just because it’s legal does not make it right. I can go out and legally cheat on my wife, but that doesn’t make it ethical. Another big question for me is who really owns the house?Homebuyer is required to get banks approval to sell,so do you really own the house?If you really owned the house you could sell it at any price and just be held liable for the difference,but I don’t think it works that way because the powers that be recognize that the system could then be manipulated to find debtor scapegoats to defraud people,well isn’t that what ended up happening anyway.