[quote=sdcellar][quote=AN]Overpaying is different for you and I. I’m paying less in PITI for my place than renting the same thing. I’m paying ~1994 inflation adjusted monthly payment. That’s not over paying in my eyes. So, no, it’s not detracting me from my enjoyment. It’s boosting my enjoyment knowing I’m paying less every month that I would be renting.[/quote]

All the while, hoping prices will go down?

[quote=AN]I did state many times I’m hoping price would keep going down.[/quote]

Oh, but not your place for sure, or wait, I’m sorry, doesn’t matter.[/quote]
Yep and yep. Paying a fair price (PITI < rent) is not always paying at the absolute rock bottom price. Primary resident is not equal to rental property (very different calculation involved since we have to live somewhere). I'm perfectly OK w/ my place dropping in price. Is that so hard to understand?