He’s got between 3-400K in debt and it appears he’s been living with girlfriends, etc his whole life.

If he chooses to buy a house the median 2 BR apt in Manhattan is 1.27M
So Figure he’s looking at 1.7M in debt service.

That’s almost 100K/year in Debt Service.

Median First Year Associate salary was running 170K plus 30K bonus.

with pay down, figure it’s 170K now.

add 33% Income tax figure he’s looking at making 100K Net.

So i fhe wants an apartment, he’s looking at living on 10K.

Even if he rents a place it’s still going to be miserable.