As to your friend. There really is no other word for what he’s proposing regarding the kitchen. It’s extortion, plain and simple. He probably has rationalized to himself that it’s okay because the bank doesn’t really care. True, banks don’t have feelings, they are companies, not people. But he’s still demanding payment for not destroying something that belongs to someone else. And that my friends is extortion.
XBoxBoy[/quote]
Banks extort money from people.
They extort 28% APR from you while paying 2% to account holders.