This should be an Amen post. Thankfully the banks are doing the right thing! No more f-ing around for months on end!
I’m sorry your friend has to move.
But I’m also sorry they took their 20 year old house they bought for dirt cheap and then used it as an ATM machine, then robbed the bank for 6-9 months of free rent, then refinanced (robbing both the bank and the US tax payers), then missed the first payment. This makes me cry.