[quote=jimg111]New law is only for banks who do not have a loan modification program in effect which they all do now so this is not going to stop anything.[/quote]
Exactly.

The system is working; the deadbeats are getting weeded out, and the people that can pay are getting things reworked. Doesn’t mean it’s right, and I still consider them to be bank robbers. But, it looks like things are turning back to pre-bubble days.