I’m the opposite of most of you. Had a Wamu card 7.99% 12,000 limit balance at ~11,500. Wamu gets bought by Chase. My Wamu payment was always due on the 1/2/or 3rd of the month. I make my payment on the 1st. Chase changes my due date to the 28th?? so I’m “late” they jack up my rates to 20 something percent. I Go to BofA get a 0% CC(1 year) and transfer the balance :). Oh yah about 3 months ago BofA gave me a pesonal equity line for 20,000 @12.99%.
About the mortgage rates… geithner and that other person went to China, wonder what they’re taking about? “please buy more at lower rates.. we’ll give you x if you do. I expect short term for the rates to stabilize, if not go lower. Gotta keep the hope alive you know.