[quote=ibjames]I carry no balances, and my wife and I use one card sparingly to make sure we keep it, I had Citi give me a use it or lose it warning a while ago, I didn’t believe they would actually cancel me..

they did! Bastards!

Eh… less junk in my wallet[/quote]

That might be why..CC might have classified you as a deadbeat of deadbeats 🙂 If you just have a credit card and don’t use it, it’s probably much more of an expense for them since they’re not making money on you either by the usury interest rates nor merchant charges.

I guess the more appropriate question is what are people’s annual charges on their CC for which they are getting cancelled. I rack up close to $20k in expenses each year minimum, just because I put everything on the card, including all business expenses I incur. I just seek my company to reimburse me (gotta get that rebate check).