Usury = $250k 30 year mortgage @ 5% = $1342.05 monthly = $233,138.00 in interest alone.

@ 6% = $1498.88 monthly = $274,608.00 in interest paid to the bankers by one person/family for one purchase = debt servitude/slavery

VS

$100k 10 year mortgage @ 5% = $1110.21 monthly = $33,225.20 in interest = reasonable