Thanks for the feedback, much appreciated. I will look into the AAdvantage Mastercard. Most of my expenses are business related.

sdrealtor: I’m in Ventura County. The low end got hammered over the last year (700K is now 450K ish), the higher end is now showing the bigger declines on a month-to-month basis. I can buy now for what it costs me to rent, but I am looking for a bottom. Very few houses come up for sale by choice, almost all are distressed. I’m considering starting to look for a good realtor, maybe purchase in Fall. My rental house is in a perfect area (near my son’s school) and I have great landlords, nice house). So no pressure on that front.

My business has slowed, not to the point where I need to lay anyone off, but I am ultra conservative (to a fault). I keep seeing / hearing of lost jobs here, so I am feeling that this economic “bounce” we are seeing (in the market) is based on hot air.