[quote=Russell]DavelJ,
I believe you have said before, that people who sold at the peak were part of “the problem”. Now you say you have no problem with the ethics of getting your foot in the door as low as possible as long as it is legal,maybe not even “arms length”. Where is there a difference? It certainly is not illegal to sell your house, arms length, at a high price, when prices are high.

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You believe incorrectly. People who sold at the peak were part of the problem? I have absolutely no idea where you’re coming up with this. Now, folks who BOUGHT at the peak, and stretched financially to do so, were certainly part of the problem. And, obviously, someone had to sell them that property, but… no, I’ve never inferred that anyone who sold at the peak was part of any problem.