thanks much. i’m using an agent and she’s been very professional. i’ll ask her too. i didn’t mean to be so harsh on title and escrow. they sent me 3 revisions 15 minutes apart with typos and errors. they’ve also been pretty tardy at answering my agent’s queries.
they’re ok. i just don’t trust my mortgage lenders one bit. they’ve slipped me mysterious charges before and backtracked immediately when i questioned them.

you said “When your sale records it will all get pro-rated correctly based on your sale date.”
thank you for that. does that the sale date coincide with close of escrow ? both lenders are using very different dates to estimate.