I’m about to learn the ins and outs of this in my refi…

House currently owned by the family trust (owned by me and hubby).

Mortgage will be in my name only. (Husband’s job downsized recently and we qualified on just mine… so why not.)

As I understand it, the deed will get transfered from the trust, then back into the trust, at the time of the refi. Not sure if hubby will have to sign.

I’m sure Sheldon (HLS) knows the answer for sure since refi’s and new home loans are his business.