[quote=abell]My children’s doctor’s office (Scripps Rancho Bernardo clinic) offers a 40% discount if you pay after your visit (we don’t have health insurance right now). So my guess is that the actual cost is somewhere close to 40% off the list price, at least at that office. [/quote]

Abell, if you don’t mind me asking, what is your reason for not having insurance? Cost? Do you have issues being able to get insurance? Just curious.