I also have come to believe that nobody can beat the S&P500 over a longer period of time, so that’s why I was asking about Chris’ previous returns over the last few years. He may be having a good streak now, or maybe he is one of those superior traders, like Bill Miller. We don’t know, as he didn’t provide his long-term results.

In all fairness, I am admitting that I’m a horrible stock picker, so I just try to meet the general stock market performance. Like jg, I was fooled by the Wall Street marketing machine, which does *not* teach us to be in cash or gold or real estate. So I missed out on investing in real estate and gold. I am done listening to the Wall Street propaganda machine. They only recommend products on which they earn commissions, and they don’t make money when you put your money in CDs or buy rental property or gold. They also don’t make money teaching you how to market time, so instead they have you “dollar cost average”, the biggest fraud perpetrated on the public. This just teaches us to consider the source. Wall Street’s recommendations on investing is like Lereah’s recommendations on real estate. Come on, can you really believe them?

Chris, I hope you stick around. You have a lot to offer, and so what if we ask you about your returns? Ask me about mine. I missed the real estate and gold bull markets. I’ll readily admit it. Now I’ve learned from that and hopefully am better for it. I’ve also learned there are no barriers to entry into internet forums, so anybody can come here, say whatever crap they want and hide behind a fake name. Ultimately we all show our true intelligence and character in our responses, and you showed your good character by your very good response.