ok, dude may have a point. but when i say the rules have changed, i didn’t mean like forever and ever. I just meant that whatever people have said is the true conservative route to security might very well be b.s. the truth is no one knows, but it’s not a bad idea to be diversified over a variety of assets. so, for instance, don’t just put all your money in chivas, also make sure you ahve some decent gins and tequilas as well to round out your portfolio. also, one bit of advice that works well for most of us, is tryo to figure out what you really think is the best thing to invest in, and try to determine what the very best time to invest in it is, and then do the exact oposite of whatever seems exactly right to you. that actually usually works. keep your sense of humor, but that there is not a joke.