I don’t believe we are, “hating on you.” You do however need to substantiate your statements. Otherwise its called heresay. Most of us are here, because we wanted to find ammo for our beliefs. While in a strictly Fargo-esque manner it would be funny if all option ARMS adjusted at once, there are a variety of reasons why its not terribly believable.
It requires coercive anti-competitive behaviour
It would be monumentally stupid and cause far more people to be foreclosed on all at once.
If you have info and can divulge enough to be substantiable, then by all means share with the group.
