“Does anybody find it surprising that the PITI number corresponds to what the payment is with exotic loans?”

That has to mean the absolute peak for squeezing the last drops of juice out of the lemon. I’m very interested to see if the psychological aspect of the bubble will cause a neutral weightless effect on sales. There should be a momentary point of ultimate historical all-time low sales (towards 0 but obviously not really 0 sales) bringing on the major velocity of price shedding in the local market. What do you think?