nc4 – agreed that there were some pretty lame comments re: your post. Probably alot of cranky baby boomers today after the next gen has taken the reigns. ;).

But from a stranger in the same generation and demo brackets, focus on homes where you can put the 20% down, sounds to be in your proper income range…but more importantly, be patient if you can. There isn’t a house in SD at 800K right now that won’t be dropping significantly the next couple years…