I got fee details from BOFA. Loan officer was actually able to lock in at a little bit of a lower rate.

Balloon Product – 1st / 2nd No
Initial Interest Rate – 1st / 2nd 4.500 %
Index – 1st N/A
Margin – 1st N/A
Actual Market Rate Today – 1st 4.500 %
Qualifying Interest Rate – 1st / 2nd 4.500 %
Maximum 1st Rate Increase/Frequency N/A
Lifetime Maximum Cap – 1st
Annual Percentage Rate – 1st / 2nd 4.548 %
Origination Points – 1st 0.000 %
Discount Points – 1st / 2nd 0.000 %
Total Points – 1st / 2nd 0.000 %

Origination Fee $0.00
Discount Fee – 1st / 2nd $0.00
Appraisal Fee $0.00
Credit Report Fee $0.00
Tax Service Fee $0.00
Application Fee $450.00
Processing/Commitment Fee $0.00
Flood Certification $0.00
Buydown Subsidy $0.00
Other Lender’s Fees/Broker Fee $850.00
Total Lender’s Fees $1,300.00 ($450.00 + $850.00)

All other fee will be known at the time closing.