HLS is a regular poster here. I think it stands for Home Loan Sheldon, and he is in the finance industry. He should be able to hook you up nicely, and he has posted his email many times. I’m sure he’ll do it again when he reads this commnet.

Good god, why are you still working Resident’s hours? I’m a physician myself, an OB actually, and life got a whole lot better after residency ended in 2003. I disagree with other’s comments about your wife getting a job. Raising your children right is certainly a full-time job, and probably much more important than any additional income she could bring. I’m with TG (temeculaguy), try to lighten up. You make enough to live well, even in San Diego. I love the cigars, wine, and internet porn comments, but my wife would kill me if I was looking at internet porn, so I vent with videogames instead. I wish you luck with whatever you decide to do.

By the way, some folks may have noticed I havn’t been posting as often as I used to here. The reason is the San Diego real estate market is no longer relevant to me. Looks like I’m being sent to Bethesda MD in July. It’s not so bad though, $600k buys about 4000 sf on 2-3 acres. Have to buy a snow shovel again…..