Yes, I’m on meds for BP… better believe it! That’s my pressure when I don’t take them.

Thanks for all the advice so far. This is a great site! I wish I had discovered it in 2005, when I could have pocketed some cash and rented like some of the smart (lucky?) people on here. I hate the idea of selling low — but if I also buy low, and lower my property taxes and eliminate future capital gains, I guess it’s not so bad.

Maybe we should put the place on the market for 3 months and see what happens. If we don’t get a buyer, we can always refinance and stay where we are. It is tough, though, to refinance when I know I can pay it off in 9 years — forced savings. Have a low rate now, too. If rates come down a little more, I would be more motivated to refinance and stay.

Does anyone know if it is better to have a mortgage, or not, when your kids go to college? Do the colleges look at your assets, monthly expenses, or both…? We’re wondering how lowering our income or eliminating our mortgage might impact how much we have to pay toward college costs. We’ll have two kids in college at the same time.