My docs were ordered today, right after I renegotiated a rate .5 below what it was last week, my savings were close to $90 a month. I’m not borrowing a ton of money but moving my P&I from near $1600 to $1500 is actually about a 6-7% in monthly savings, I’ll take it. If someone said I didn’t have to pay my water and gas bill for the next 30 years, I’d do that to, in effect, that is the same thing as what happened today. Dumb luck is awesome.
