Itokuda: Thanks for your perspective. It wasn’t just “the bounce” that made me reel–it was the depth and breath of the discussion. As a non-realtor/ expert, it was a lot to think about.
Rustico:You’re right! I’d love to live within 3-5 blocks of University and 30th, not near El Cajon Blvd, and staying between Texas and 805. 1 bedroom is fine if there’s a garage. I’ve used realtor.com which gave me some different locations than sdlookup. I need to follow both of these more closely. There are options I wasn’t aware of.
sdduuuude: Sigh! I don’t wanna listen but yes, I should keep working. I’ve begun a small part time business and save plenty (for my needs). I needed your prompt to look at costs vs rents.
Everyone’s comments are good reminders that it’s okay to wait, to look where I want to live, and to run the numbers. Thank you, all. I appreciate the conversation and opinions.