I hope you don’t have plans to buy a home in the next 5 years, or anything that requires credit for that matter…Credit is going to get a lot tighter even for folks with good credit. Plus, if you ever need to seek employment and the company does a background check that pulls your credit file, good luck with a dent on your credit too….Yes, there are companies that won’t hire you if your credit looks spotty..simply because they are either dealing with sensitive financial information or security related information. And the last thing the want to deal with are folks that might pose as a compromise (bribe due to financial hardship,etc).
And yes, employers can afford to be pickier these days, considering it’s an employer’s market right now.
