From my understanding, traditional FHA loans require the home to be livable (other lenders have similar requirements but fha and va are the strictest). Little things like light fixtures, lawns, ceiling fans, etc are excusable but the big stuff needs to be there, including flooring. I didn’t end up buying a thrasher so I didn’t have to cross that road, I’m too lazy. I am not familiar with the 203k, is that the loan where they loan you the rehab money as well?