Another wawanesa plug, had a claim a few years back and they blew away past insurers (state farm, mercury) First off it’s cheap and i like how you get a menu of how much more or how much less each level of each category is.

So the one claim that stands out, had a typical window smash, stereo theft incident. Drove the car to work the next day, called wawanesa, they sent a mobile window guy and a mobile stereo guy to my work that day, I didn’t even have to meet them in the parking lot, I stayed inside. came out at 5 p.m., window was replaced, car was vaccumed of broken glass, new stereo and new dash piece was in place and worked, my only inconvenience or knowledge that anything had happend was that I had to set the clock since they didn’t have an ignition key. That is what I want in an insurance company, no estimates, no taking to some service center, no adjustor, just one phone call and all they needed to know was where the car was parked.

The new stereo was also much nicer. The guy on the phone asked if I wanted the factory cassette player that was stolen or for the same cost to them they would put in a cd player (which was a big deal at the time). he explained that dealer stereos are overpriced, that i had the option of having a high end brand cd player or the exact dealer brand casette, that it cost them the same and they had no preference other than my happiness, so I went with the cd.