PS, I agree with pretty much all your CPI analysis, but do have to clarify something regarding your statement: “That’s why so few people have health care insurance”.

It is my understanding that 85% of the population is covered by one plan or another, whether it be medicare, or regular insurance. Yes, that 15% NOT covered is a massive number, but still, the VAST majority of the population is insured.

I’m not saying it’s perfect, or that it shouldn’t be better…