I questioned how they actually signed the documents. My aunt won’t say what ID she used. Anytime I signed a loan, I had to show an ID which was then notarized. My mom and her sister don’t really look alike, so it’s kinda confusing. The pollyana in me wants to believe that the loan officer didn’t know what’s going on, but with all that is coming out about fraud in the system, I guess I wouldn’t be surprised.

I am leaving it up to my mom about filing a report. I think she should, but her sister is an excellent manipulator with regard to my mother. My mom has her own financial issues so in her mind she isn’t that concerned about the foreclosure. She was laid off work 6 months ago, lost her health benefits and was diagnosed with kidney cancer. She now has over 200K in medical bills and is planning to file for bankruptcy. The idea of bankruptcy makes her sick, but it seems like she has no other choice – her home is worth about 110K and she makes a little over 1,000 per month – there is no way she could ever pay those medical bills.

Thanks for the info – I am still working with her to get the courage to report it to the proper authorities.